The Homefire Family Budget + Net Worth Tracker

See the shape of the month. Then change it.
Nothing to type here. It reads the other tabs; start on Budget.

The Month

The guides

Guides are a 30-year CFO's rules of thumb, not rules. A family of five in a high-cost town will run over on housing, and that is a fact, not a failing. Find the one line doing the most damage and fix that line. General education, not investment, tax or legal advice.

The one that matters most. Every line you can name.

Monthly Budget

Income (take-home)

What you own minus what you owe. Update on the first of the month.

Net Worth

Assets

Liabilities

Every debt, ranked two ways. Pick the order you'll actually keep.

Debts

Milestones that fill themselves in from the other tabs.

Goals

Twelve honest lines. Net worth is typed, not chained, so a bad market month shows.

Twelve Months