Most women running on white knuckles score thin or fumes on three of four. That's not a verdict, it's a to-do list.
Re-rate each quarter. Watching a thin margin fill back in is its own kind of proof.
One hour a week, on the calendar, assigned to NOTHING. Rescheduled, never deleted.
Three real renewables, Tuesday-sized, under 30 minutes each. They survive busy weeks first, not last.
One automatic transfer, payday-adjacent, into an account named The Cushion. First target: one repair.
The bench only works if they know they're on it. Name names — then tell them.