Managing the money is the heart of running your home — here is every Money article in one place. Free tool: Grab the Extreme Frugality Tracker and see your real savings rate in a simple spreadsheet — get it free → · Shop the Money Room: see all the Money tools →
100k could be worth 150k, 80k or even nothing in 20 years depending on what you do with it. In this post, we’re going to discuss the different returns on investment on 100k based on the past 20 years to predict what 100k would create over the next 20 years. As always, past performance is…
We all find ourselves at multiple points in our lives playing around with our retirement numbers to find the optimal retirement point. It’s the balance between having enough years left in you to enjoy life and enough money not to worry. Both numbers are different for everyone. After all, I know plenty of people who…
If you’re looking to start investing in penny stocks there are a couple of things you should know… But first, what is a penny stock? The true definition of penny stocks varies depending on who you talk to. Personally, I class anything with a value of less than $5 a share a penny stock although…
Recently so many of us found ourselves faced with complete uncertainty by the sudden loss of income due to the events unfolding around us. Learning how to survive a pay cut is difficult but not impossible if you look at your finances realistically and make the necessary changes from the get-go. For numerous reasons, you…
Are you looking to learn how to save 10k in a year? Whether you’re looking to save $10,000 or £10,000 it doesn’t matter. The difference between pounds and dollars doesn’t matter in this case. That’s because the final goal of 10k (and the amount of work it’s going to take you to get there) is…
Do you have financial dreams or do you have financial goals? Not sure of the difference? A dream is a wish whereas a goal is a plan. Making things happen takes planning, patience, and control. Using the financial goals worksheet will help you plan a healthy financial future. (This post may contain affiliate links. What does…
I live by my calendar on my phone that is linked to my computer and I have a paper copy with the really important, “can’t miss” dates. Apparently, I’m a visual person. Are you like me? Since we’re chained to our calendar, let’s add a new calendar to really organize our lives. Your monthly budget…
We all have goals but do we put the work into making them a reality? When it comes to your money, you need to do more than just put it out into the universe. Making a financial goal takes planning. Prioritizing your wants and needs along with learning how to set financial goals are all…
Does the thought of holiday shopping stress you out? It doesn’t have to be this way. Following these Stress-Free Holiday Shopping Tips can help you avoid being a Christmas Scrooge or worse yet, running for the hills to hide from the holidays. (This post may contain affiliate links. What does that mean to you? Well, if…
Do you feel like you’re drowning in debt? I promise you’re not alone. In 2018, the typical household carried an average debt of $137,063. This is over 2 times the median US household income. Alarming isn’t it? But we can change that. If you are anything like me, you know the path to financial freedom…
