We’re all STRESSED OUT about money right now and just thinking about Christmas is making our heads explode…

 

BUT what if you didn’t have to stress about paying for Christmas anymore? 

Seriously! What if I told you I have a plan that will help you have a DEBT-FREE CHRISTMAS…

Because I do — and it really works! 

INTRODUCING…

DEBT-FREE CHRISTMAS PLAN

THE WORKBOOK TO HELP YOU FREE YOURSELF FROM THE FINANCIAL STRESS OF THE HOLIDAYS.


A goal without a plan is planning to fail. A plan without action is a dream. Let’s not let this be your reality. 

This easy to follow workbook walks you through the plan to make your debt-free Christmas goal a reality. If you follow the steps and make a commitment to the process, you can wake to financial peace of mind on Christmas morning. 

Stop dreaming and start taking action NOW – Christmas will be here before we know it!

Close up of decorated Christmas tree with lights with How to Have a Debt-Free Christmas Text overlay.

THIS WORKBOOK WILL HELP YOU

  • Set up your Christmas budget so you'll know exactly where you stand with what you have and what you have to save before the holidays.
  • Find some extra wiggle room in your budget to help you build your Christmas fund.
  • Develop a plan of action to keep you on track with your Christmas budget this year.
  • Find what you need on sale to plan when to shop.
  • Avoid swiping your credit cards and use cash this year!

Years ago, I made the hard decision to have my first debt-free Christmas. Let me tell you, as a single mom with two daughters achieving this goal wasn’t easy. But neither was pulling myself out of debt only to start the cycle again the following Christmas. Funding Christmas with credit cards and then having to pay the interest on top of it all, gave me a financial holiday hangover. 

Making the decision, although it caused me to tighten my belt even further, ended up as a great blessing. Imagine waking up on Christmas morning without the dread of the bills you have racked up…on top of your existing debt!

If you are wondering how to have a Debt-Free Christmas, I would love to show you how!

Achieving your debt-free Christmas goal isn’t a decision that happens with the snap of your fingers. In fact, this goal takes lots of planning…planning that you should start RIGHT NOW!

It’s really NOT too early nor is it too late. So let’s get started!

If you are ready to truly have a debt-free Christmas, now is the perfect time to start! Follow the workbook and map out your plan so you will reap the benefits of not having to worry about how you’re going to cover those Christmas credit card balances starting in January. The feeling of financial peace of mind on Christmas morning is indescribable – knowing that every gift was paid for by cash not credit!

testimonial image from Becky

The Debt-Free Christmas workbook is a no-nonsense approach to having a debt-free Christmas this year. It utilizes a cash-only system that will prevent you from overspending on credit cards and accumulating interest charges. Jada breaks down budgeting into an easy step-by-step system that everyone can easily follow! I highly recommend the Debt-Free Christmas workbook and plan to use it myself this year.

Tosha

This is more than a Christmas budget workbook. This is a guide that helps put life (even without the holiday season) into perspective. 

“This workbook is incredible! So much wisdom in the pages! I love the Black Friday and other shopping days planning sheets. I love the chart with the best months to purchase. It seems I ALWAYS overspend for Christmas. I believe, NO…I know this CAN help me!”

– Shaunda N.

HI THERE, I’M JADA!

I’ve had my share of financial issues through the years…overdrafts, down to my last 23 cents with 4 days until payday. Yes, I’ve been there.

BUT now…we are all there! The current state we are in is putting so many of us in a financial pinch and we’re freaking out!

I want to help you. Let’s tackle our money together and stop stressing about our money. 

So let’s get to it! No more burying your head in the sand. 

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