Do you have financial dreams or do you have financial goals? Not sure of the difference? A dream is a wish whereas a goal is a plan. Making things happen takes planning, patience, and control. Using the financial goals worksheet will help you plan a healthy financial future. (This post may contain affiliate links. What does…
I live by my calendar on my phone that is linked to my computer and I have a paper copy with the really important, “can’t miss” dates. Apparently, I’m a visual person. Are you like me? Since we’re chained to our calendar, let’s add a new calendar to really organize our lives. Your monthly budget…
We all have goals but do we put the work into making them a reality? When it comes to your money, you need to do more than just put it out into the universe. Making a financial goal takes planning. Prioritizing your wants and needs along with learning how to set financial goals are all…
Does the thought of holiday shopping stress you out? It doesn’t have to be this way. Following these Stress-Free Holiday Shopping Tips can help you avoid being a Christmas Scrooge or worse yet, running for the hills to hide from the holidays. (This post may contain affiliate links. What does that mean to you? Well, if…
Do you feel like you’re drowning in debt? I promise you’re not alone. In 2018, the typical household carried an average debt of $137,063. This is over 2 times the median US household income. Alarming isn’t it? But we can change that. If you are anything like me, you know the path to financial freedom…
Do you know where your money is going? No matter how hard you try, you can’t seem to get out of the paycheck to paycheck cycle. You make a decent living yet you still run out of money before the end of the month. Learning how and why you should track your spending can be…
When you’re on a strict budget the price of a real Christmas tree can do some damage to your holiday finances. That’s why I’ve compiled this list of budget-friendly artificial Christmas trees to help keep you on track with your goal of a debt-free holiday. (This post may contain affiliate links. What does that mean to…
How does Rakuten (Ebates) Work? Would you love to get paid to shop? HECK YEAH! Who wouldn’t like a little FREE money? Does this sound too good to be true? Don’t leave yet because I’m about to give you the info on how to earn cashback while shopping. Enter Rakuten your answer to getting paid…
Did you know that the net worth of a homeowner is 44 times greater than that of a renter? According to the most recent U.S. Federal Reserve study, the median net worth of homeowners were $231,400 (a 15% increase since the last report); and the median net worth of renters were $5,200 (a 5% decrease…
Easy Ways to Make Extra Money for Christmas Now that the back to school frenzy is over, you can take a deep breath… …AND start thinking about the HOLIDAYS. I know you’re probably thinking but it’s only August! In case you didn’t know, NOW is the perfect time to start planning for the holidays. Especially…
