Cryptocurrencies are a type of digital money created from code. The most popular cryptocurrency is Bitcoin which was introduced by Satoshi Nakamoto a group of programmers in 2009. Bitcoin like all investments has the potential to go up and down. Given the nature of this kind of investment, you’ll find that it’s incredibly volatile and…
When you first begin looking at investments one thing to consider is how frequently you plan to add funds to the account. Some investments are well suited to additional funds being added monthly, quarterly, or yearly whereas others are better suited to single investments that run the term. One form of investment is certificates of…
I have plenty of friends and family members who distrust the banking institution and everything it stands for. An honestly, for the most part I don’t blame them. It’s a pretty terrible industry. There are a couple of places you could keep your money if you don’t trust banks such as in real estate investment…
When a close friend or family member dies it’s often incredibly upsetting and scary, unpaid medical debt only heightens these feelings. However, you’re not always responsible for paying for them. When someone dies the debts remaining are often paid out of their estate prior to the inheritance. However, there are some exceptions. For example, if…
If there’s one budget category that can easily ‘run away’ it’s groceries. I have so many friends and family that often overspend on groceries by $50 a month, $100 a month, and some that budget $200 and end up spending double! However, there are a number of different things you can do to help you…
100k could be worth 150k, 80k or even nothing in 20 years depending on what you do with it. In this post, we’re going to discuss the different returns on investment on 100k based on the past 20 years to predict what 100k would create over the next 20 years. As always, past performance is…
We all find ourselves at multiple points in our lives playing around with our retirement numbers to find the optimal retirement point. It’s the balance between having enough years left in you to enjoy life and enough money not to worry. Both numbers are different for everyone. After all, I know plenty of people who…
If you’re looking to start investing in penny stocks there are a couple of things you should know… But first, what is a penny stock? The true definition of penny stocks varies depending on who you talk to. Personally, I class anything with a value of less than $5 a share a penny stock although…
Recently so many of us found ourselves faced with complete uncertainty by the sudden loss of income due to the events unfolding around us. Learning how to survive a pay cut is difficult but not impossible if you look at your finances realistically and make the necessary changes from the get-go. For numerous reasons, you…
Are you looking to learn how to save 10k in a year? Whether you’re looking to save $10,000 or £10,000 it doesn’t matter. The difference between pounds and dollars doesn’t matter in this case. That’s because the final goal of 10k (and the amount of work it’s going to take you to get there) is…
