Balancing Home, Money, and TIme
Finances! UGH!! Where do you start? How do you start a budget? You don’t need a lot of bells and whistles, you don’t need complicated or difficult to understand, you just need simple. You need a simple budget for beginners with instructions that will actually work for you. You need to know how to start […]
It’s so frustrating to know that on paper you make enough to cover your expenses with even a little cushion for additional spending…BUT for some reason, you’re having the hardest time paying all of your bills and having food on the table. The half payment budget method may be your solution to break the paycheck […]
Ways to Save Money Fast If you have little to no money in savings, you’re in line with the majority of Americans. Recently, many of us found ourselves with a sudden change in income without savings to help bail us out. Although times are tight, it’s not too late to change your money behavior to […]
My #1 tip for anyone wanting to take control of their spending is to use cash but you must use cash wisely. If you are ready to take this step, learning how to start a cash envelope budget may be just what you need. Taking control of your finances isn’t a luxury, it’s a necessity […]
We all know that we need to have savings as an emergency fund to give us financial peace of mind. But how do you save money when you have no money? (This post may contain affiliate links. What does that mean to you? Well, if you click on a product and make a purchase, I may […]
Anyone can write down all of the numbers and calculate the difference of what is going out versus what’s coming in. We all know the basics of how to create a budget, the hard part is getting on a budget and sticking to it. How to track your spending and stick to your budget is […]