Saving Money - It's a Southern Life Ya'll

Sinking Funds: Everything You Need to Know

Sinking funds explained for families—learn what they are, types, setup steps, benefits, and common pitfalls in this comprehensive guide to financial organization.

Types of Savings Strategies for Families

Explore types of savings strategies that matter for families and learn how to effectively save for future needs.

7 Steps to Teaching Teens About Money: Where to Start

Learn 7 effective tips for Teaching Teens About Money: Where to Start and guide them towards financial literacy and smart money choices.

The Complete Guide to Feeding a Family on $50 Per Week (Or As Close As Possible!)

A delicious serving of sesame chicken with fresh green beans on a white plate, perfect for dinner.

We’re all feeling the pinch these days. Who else has stared at rising grocery prices and wondered how on earth they’re going to stretch their food budget another week? If you’re nodding along, you’re definitely not alone. With grocery costs skyrocketing in 2025, more families than ever are searching for ways to feed everyone well […]

10 Genius Ways to Save $200 This Month Without Cutting the Fun Stuff

A woman places a $100 bill into a glass jar partially filled with coins, sitting on a white table with a small potted plant nearby.

Tired of being told to cancel the little joys in life just to save a few bucks? ???? Skip your morning coffee. Cancel Netflix. Stop going out. It’s always the same advice and it’s usually from people who don’t understand that a little treat here and there is the only thing keeping some of us […]

Frugal Living Through Life Changes: Job Loss to Retirement

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We’re all in this together when life throws us curveballs that hit our wallets hard. Whether you’re facing unexpected job loss, navigating a career change, or approaching retirement with more questions than answers about your finances, you’re not alone in feeling overwhelmed by the financial uncertainty ahead. Here’s the deal: life changes are inevitable, but […]

The 40 Best Budget Grocery Items for a Family of 4

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Why Grocery Bills Sting and How to Push Back Let’s face it. Grocery costs are climbing faster than our cat up a curtain. I’ve seen my bill for a family of four go from “okay” to “ouch” real quick. Sound familiar? But don’t sweat it – you can still feed your crew without going broke. […]

Master the Art of Grocery Shopping Without Breaking the Bank

Colorful assortment of fresh vegetables arranged on supermarket shelves, perfect for healthy eating themes.

We’re all in this together… With grocery prices doing their best impression of a rocket, it’s time to get strategic about when and how we shop. The good news? There’s actually a science to scoring the best deals, and once you know the secrets, you’ll feel like you’re winning the grocery game every single time. […]

The Top 5 Ways To Save Money While Raising Kids in 2024

A young girl holds up a $100 bill, with more $100 bills pinned to a clothesline. Text reads: The 5 most beneficial tips to save 1000s while raising kids.

I know I’m not the only parent who has wondered how to save money while raising a family! There’s no question that having kids CAN cost a bundle – many estimates are coming in around $250,000 to raise a kid from birth to ages 18 (source). But you’re wrong if you think that you need […]

11 Ways to Reduce Food Waste (to Save Money)

A plate of moldy, spoiled tomatoes with white fuzz, with text overlay: 11 tips to end food waste and save thousands.

Who else suffers from the guilt of literally throwing money in the garbage? (I know I am not the only one who has struggled to stop wasting food!) Before we can have an honest conversation about how to stop wasting food, we need to look at some statistics. Did you know that just one quarter […]