How to Use the Cashless Cash Envelope System
Wait! What? A cashless cash envelope system? Yes, you read that right! If you know me, you know I LOVE using cash. In fact, the cash envelope system is what helped me control my spending and take control of my finances. I love the control of just using cash because when it's gone, it's gone, but you can use this same method without using cash. Opting to use the cash envelope system using a debit card does take much more self-control but once you have your system down pat, it becomes very easy. What is the Cash Envelope System? Very simply put, the cash envelope system is a budgeting method where you use cash for your monthly variable expenses. Basically, you create a budget using your expected income and expenses. After paying your fixed ...
What Is An Emergency Savings Account
Finances. Budgeting. Saving. Let's face it, these are some pretty scary words. Of course, we're all very aware of the importance of being financially stable. But the question is: What do we need to do to get to the point of financial freedom? Starting an emergency savings plan is a huge step in the right direction because it can be your safety net if you suffer a temporary loss of income. What is an emergency savings account? Read on to discover your answer. If you know me, you know I harp on the importance of having a budget to successfully manage your finances. Now, I want to add another step towards your goal of financial freedom...an emergency savings account. I’m sure you’re asking yourself how do I do it? Where do I begin? How much should I even save? Don’t worry, I’m going ...
Productivity Killers and How to Overcome Them
Whether it is at home or in the workplace we all have bad habits, distractors, things that divert our focus and kill our productivity. It's important that we identify these productivity killers and learn to overcome them to accomplish what we need on a daily basis. (This post may contain affiliate links. What does that mean to you? Well, if you click on a product and make a purchase, I may receive some compensation at NO charge to you. If you want to read the boring stuff from my full disclosure can be found here.) Do you always feel like you are running in a race of time, but never seem to get anything accomplished? If your answer is yes, then you may need to think about how you are actually spending your time. I don't mean to learn a new strategy, but you may need to think about what ...
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Cool Crafts for Kids to Make at Home
Cooped up at home and looking for exciting boredom busters to do with your kids? I think everyone is looking for budget-friendly cool crafts for kids to make at home along with fun activities to keep your kiddos occupied and learning. We found some AWESOME yet super easy activities you can ...
Create a Work at Home Schedule and Save Your Sanity
So many of us choose to work from home but now ...
